Category: Mortgage Rates

When your house sits on the market longer than expected, it can get frustrating fast. You start asking: what now? And for a growing number of homeowners, that turns into: should I just rent it instead? While it sounds like a simple backup plan, becoming an “accidental landlord” is actually a much bigger decision than…

Affordability Has Improved in All 50 States For the past few years, affordability has been what’s stopped a lot of buyers in their tracks. Maybe it stopped you, too. At some point you probably did the math, looked at the monthly payment, and decided to pause your search and wait for things to get better.…

There’s one decision you’re going to make when you sell that determines whether your house sells quickly, or it sits. Whether buyers make an offer, or scroll past it. Whether you walk away with the maximum return, or you end up cutting the price later. And that’s your asking price. The #1 Mistake Sellers Make…

For a growing number of homeowners, retirement isn’t some distant idea anymore. It’s starting to feel very real. According to Realtor.com and the Census, nearly 12,000 people will turn 65 every day for the next two years. And the latest data shows as many as 15% of those older Americans are planning to retire in…

Selling your home is a significant undertaking, and one of the most crucial decisions you’ll make is setting the right price. In a dynamic market like 2026, getting the price wrong can lead to your home sitting on the market, or worse, leaving money on the table. To help you navigate this, here are five…

End-of-Year Reflection: How to Learn from the Past Year and Set Meaningful Goals for the Future As we approach the end of the year, it’s natural to look back and reflect on the past 12 months. Whether you’re an entrepreneur, a student, a parent, or just someone trying to make the most of life, reflection…

As 2025 winds down, Idaho’s housing market shows steady resilience after a few years of adjustment. The state’s strong economy, population growth, and high quality of life continued to attract both in-state movers and out-of-state buyers looking for value beyond the West Coast’s larger metros. Market Stability and Mortgage Rate Effects This year brought signs…

New home construction today is giving buyers something it feels like they haven’t gotten much lately: a real shot at both the home they want and the deal they need. More brand-new options are on the market right now, and builders are rolling out incentives that make these homes more affordable than many people expect.…

While the Federal Reserve cut its benchmark interest rate this week, mortgage rates responded by doing just the opposite. The average rate on the 30-year fixed mortgage has jumped 20 basis points since Chairman Jerome Powell announced the cut on Wednesday and held a news conference, according to Mortgage News Daily. This happened the last time the Fed lowered…